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About myBCA: BCA Banking Apps
myBCA: BCA Banking Apps brings your complete financial life into one secure, intuitive mobile experience. Open a BCA account online, manage investments, pay bills, and transfer money — all from a single app that works anytime, anywhere with just your BCA ID.
Handle everyday banking with confidence. Send money domestically or internationally to other BCA users, rival banks, virtual accounts, or e-wallets like OVO and DANA. The app supports competitive foreign currency transfers, making it a powerful tool for personal or business payments. Pay utilities, water, internet, vehicle taxes, education fees, and credit card installments without leaving the app. Use QRIS and QRIS Tap to make payments by scanning codes or tapping your phone at compatible EDCs across Indonesia, Thailand, Singapore, and Malaysia.
Manage cash on the go with cardless withdrawals and deposits at any BCA ATM — no wallet required. Biometric login using fingerprint or Face ID keeps your account secure while eliminating repetitive PIN entry. Every transaction is encrypted and protected, with access restricted to unmodified devices only.
Grow your wealth with curated investment opportunities starting from just Rp10,000. Access mutual funds and bonds tailored to your goals through a mobile-first platform. Save in foreign currencies through the Poket Valas feature, choosing from up to 17 options with real-time exchange rates available 24/7. Whether you're saving for travel, building business reserves, or investing long-term, this app delivers transparent, accessible options. Your BCA Mastercard debit card works abroad with no currency conversion complications.
Track your financial health using the Financial Diary to monitor daily expenses and review your complete transaction history dating back to 2016 across all your accounts on a single dashboard. Priority and Solitaire customers unlock exclusive lifestyle, health, and travel benefits alongside premium services.
Access your banking from multiple touchpoints: the mobile app, web browser, or Wear OS smartwatch. Check balances, view transaction history, perform cardless transactions, use QRIS, and make NFC payments directly from your wrist. This flexibility means your banking adapts to how you live.
myBCA: BCA Banking Apps simplifies digital banking into one fast, safe, and hassle-free platform. Download today and take control of your finances wherever you are.
Pros & Cons
Pros
- Comprehensive banking features including transfers, bill pay, and investments in one app
- Biometric login with fingerprint or Face ID eliminates repetitive PIN entry
- QRIS and contactless payments work across Indonesia, Thailand, Singapore, and Malaysia
- Financial Diary tracks expenses and displays transaction history back to 2016
Cons
- Requires BCA account ownership to use any features in the app
- Investment and currency savings features may require minimum balances or documentation
- Cardless ATM withdrawals and deposits only work at BCA ATMs, not other bank networks
- Restricted to unmodified devices, which blocks use on rooted or jailbroken phones
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